75th Anniversary

In 1871, Cyrus McCormick had a revolutionary thought.  One that would change equipment buying forever.  By allowing customers to buy on credit, he made his products more accessible.

In 1949, the transportation industry needed a financing partner that understood it and we filled that role with the launch of the International Harvester Credit Company.

Following suit with our own captive financing service, we’ve continued to develop solutions that put our customers first. We’ve come a long way since the first credit program. In 2023, Navistar Financial was relaunched with captive finance abilities, continuing the legacy that was started 75 years ago.  The seeds of Navistar Financial were sowed under the International Harvester Credit Company and affirm our roots in U.S. commercial trucking. What started with a $25 million capital set-up and a handful of customers in 1949 gradually grew to a billion-dollar operation across the country. Throughout that time, we remained committed to the commercial transportation industry as it evolved through de-regulation, technological evolutions, and consolidations.

A History of Business Solutions

International was a pioneer in captive finance, offering financial products starting in 1949. Since then, countless customers have benefitted by financing and insuring their vehicles with International. At Navistar Financial, we focus on developing a deep understanding of customer needs and requirements so that we can provide industry-leading, customer-focused solutions.

How we can help

Whether your business is big or small, needs new or used trucks or buses, traditional powertrains, or EV, International or all makes, Navistar Financial has the finance solutions to move your business forward.*
  • Dedicated to the transportation industry
  • Ease of doing business
  • Industry leading customer service
  • Preserve traditional sources of liquidity
  • Online account management
*Finance solutions are available for vehicles registered and operated within the United States of America.
How it works

Navistar Financial offers flexible solutions to fit your financing needs, helping you secure the best product for your specific situation. Whether financing with a loan or a lease, the Navistar Financial team can provide you with the best option suited for your business.

Take the next step today to get pre-approved for financing so you're ready when it's time to add or replace equipment. Download and complete our credit application, then bring it to your local dealer. Locations nearest you can be found by using our dealer locator. The Finance Managers are there to help along the journey.

People talking in garage with trucks in the background
Financing Process
Selecting the right financing solution begins by understanding your business. Loan and lease products have unique advantages. Understanding those advantages can ensure your business selects the best financial solutions.
Financing Process
The Navistar Financial team can help you behind the scenes once you submit your application. We understand the credit application process can be daunting and our team can assist to determine if you're eligible for financing.

about navistar

Navistar is the Lisle, Illinois-based parent company of International® brand commercial trucks and powertrains, IC Bus® brand school and commercial buses,all-makes OnCommand® Connection advanced connectivity services, and aftermarket parts brands Fleetrite®, RENEWED and Diamond Advantage®.

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International Trucks Logo

international® trucks

International® trucks is a leading manufacturer and solutions provider for the medium-duty, heavy-duty and severe-service truck segments. We pride ourselves on being customer centric and creating strong customer relationships through our network of over 1,000 dealer outlets in North America.

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IC Bus Logo


When you build your fleet with IC Bus®, you ensure the highest-quality standards, materials, and an unmatched level of service and support. We’re committed to making superior products and providing our customers what they need to keep their buses on the road.

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International Used Truck Centers Logo

International Used Truck Centers

At International Used Truck Centers, we offer a wide variety of used commercial trucks and used semi trucks for sale. With locations across 14 states and 15 major cities, as well as convenient online shopping, we make it easier than ever to find the used International truck that’s going to take your operations to the next level.

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Traton Financial Services logo

Traton financial services

Traton Financial Services is a global multi-brand captive finance company leveraging the scale of the group to drive efficiency and brand specific front offices to delight our customers. Offerings include financing and insurance products tailored for the individual needs of our end users, dealers and distributors.

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